Love your life.

And your insurance.

Life insurance is supposed to be easy... so at BF&M, it is.
Find the plan that best suits your needs depending on your life stage.

For more than just protection

There are a couple things that might actually surprise you about life insurance. To see what else it can do for you, check out our video.

Calculate your coverage needs

It can be tough to know exactly how much coverage you should purchase. With our life insurance calculator, you can get an estimate based on your individual situation

Getting Started

Include a Spouse?

Yes No

Client Name

Date of Birth

Client Income

Email (optional)

Spouse Name

Date of Birth

Spouse Income

Immediate Expenses

	You	Spouse
Mortgage ?	You $	Spouse $
Personal Loans ?	You $	Spouse $
Other Debts ?	You $	Spouse $
Education Fund How many children require college funding? ?

Per annum cost Years

	You	Spouse
Emergency funds (in months) ?	You $	Spouse $
Final expenses ?	You $	Spouse $
Cash required to pay off immediate expenses	You $	Spouse $

Day-to-day Expenses

	You	Spouse
% of my current net income goes to expenses ?	You $	Spouse $
Annual childcare/daycare expenses	You $	Spouse $
Annual income required for your beneficiaries	You $	Spouse $
Years you wish to provide this income ?	You	Spouse
% Rate of Return % Annual Inflation
	You	Spouse
Factor and depletion of funds by end of period ?	You	Spouse
Amount required to fund additional beneficiary income ?	You $	Spouse $

Current Value of Assets and Insurance

	You	Spouse
Group life insurance coverage (i.e. employer or association plan)	You $	Spouse $
Personal life Insurance coverage (i.e. individual coverage)	You $	Spouse $
Credit protection insurance (i.e. mortgage insurance)	You $	Spouse $
Investments ?	You $	Spouse $
Liquid assets ?	You $	Spouse $
Total funds available	You $	Spouse $

Your Results

	You	Spouse
Your total funds needed ?	You $	Spouse $
Your estimated life insurance needs ?	You $	Spouse $

Download PDF

Find the best insurance for you

Term Insurance

Providing affordable protection for short-term debts such as mortgage or education expenses.

Guaranteed Secure Life

A plan offering up to $25,000 to cover final expenses, with payment options that are right for you.

Contact a BF&M Life Representative